American Express Membership Rewards vs. Chase Ultimate Rewards in 2023

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When it comes to credit card rewards programs, American Express Membership Rewards and Chase Ultimate Rewards stand out as two of the best options available. These programs have gained a loyal following among savvy consumers seeking to maximize their credit card spending and points. With robust rewards potential and plenty of high-value transfer partners, they allow cardmembers to save money on travel using points. While both programs offer tremendous value for those looking to make a travel budget using points and miles, deciding between the two can be overwhelming.

If you’re getting started with points and miles, this guide will help you decide which of these programs will be most beneficial for you. We’ll compare the best travel credit cards for earning points in each program and the best ways to redeem points. Here’s everything you need to know about how American Express Membership Rewards stacks up against Chase Ultimate Rewards: